I don't have any current achievements, so no such losses would happen. Frankly, being able to rebuild myself from the ground up would be kind of refreshing. So I would rather lose all my current achievements.
Would you rather always be angry, or always be sad?
Swimming. I'd rather build projects and customize my town than swim around.
Would you rather be confined in one room for the rest of your life with everything you need, ( you have the money to buy groceries online, games, internet, etc ) or be able to go where you please in the world with barely any money and no possibility of a job?
Lake of lava. I'll be the hero of Animal Crossing.
Would you rather be in a small row boat in the middle of the ocean with an aircraft carrier headed in your direction, or would you rather fall from a plane?