What do you do after you pay your loan?

landscape your town, PWP, make other characters to pay off their loans and decorate their houses.

hoard dlc, collect villagers, finish museum, etc.
 
I would constantly set goals for myself. The game is starting to get a pinch boring but I'm trying to get 10 million with turnips, it will help you a lot.
 
make every flower in your town blue roses, have all the furniture sets in your house in total, have a complete catalogue, set up museum displays, get dream villagers, re-construct the island. Make a billion bells and then give it all away.
 
Make a really beautiful town... in my case though I can't wait till this game gets more boring for me. xD; Being active on the forums makes me even more addicted admittedly though. My school started today so I'm trying to not play as much but it's hard. >.< So many plans in mind.
 
All Badges, Fill Museum, get 50M, setting CONSTANT continuous goals. When you get REALLY bored, restart! ^-^
 
After I finished my loan, I tried to get the top score for the HHA theme challenge. I've done that, so now I'm clearing out my rooms of complete sets and making them the way I want to. Also constant landscaping, getting dream villagers, and collecting furniture. If it gets boring, I'll just leave it alone for a few days and come back. That always works for me.
 
I never thought about what I would do after I paid off my own loan. I agree with the people who said to start a new character (in the same village) and start to pay off their house and collect furniture for them. I would try to collect really hard to get furniture/expensive furniture for the new character. Don't forget to fill up your second level Museum with interesting themes! AMG I just though of something, totally off topic but I think I will request a 2nd level museum contest for November.

Back on topic, try to grow hybrids and fill your town with them! You could also (if you don't already) start visiting a lot of dream towns and get ideas to make your own special dream town.
 
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