Tips for 100 million bells and catching the scorpion/tarantula?

UnlikelyPenguin

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Hello there!
I have been having trouble getting 100 million bells without the island and catching the scorpion and tarantula.

For 100 million bells, going to the island is a very tedious task and I'm VERY impatient. I will also be happy if someone let me BORROW 100 million bells (or 80 million since I have 20mil +) for the badge from Phineas and the ABD. If someone knows anyone giving out bells please let me know!

Another thing I'm having trouble with is getting the scorpion/tarantula. Getting them to spawn is the biggest thing but some tips on catching them would help too :)
 
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