thedragmeme
100% sass 0% class
So I turned 18 today so I was wondering if anyone wanted to give me advice about being an adult to take with me in the future!
Happy birthday! I have a piece of adult advice for you!
Use credit cards wisely. Don't spend more than you have in your checking account and pay it off every month.
Don't have a checking account? Find one that's free (if you can) or find a place that has a free or low balance savings account to hold your money and use that account to pay off your credit card. If you can't find one that's free then keep your money stored somewhere safe but won't tempt you to go out and spend it.
this is all fine and true, but
debit cards>credit cards