I don't love him, or hate him, he's in between for me. I think he is somewhat greedy, especially seeing how he raised his kids. (OOo, bells, SO SHINY!) So there is definitely greed there, but I mean if you think in real life what you pay for a house and stuff he really isn't that bad. I think for all the work and renovations it's reasonable. And since you get as much time as you need it's great, and with a lump sum of bells you can just do a room a day which I really like(pay off loan, talk to nook, ask for expansion, next day talk to nook, pay off loan, talk to nook, ask for expansion..etc). I wish there were more dialogue with him and stuff, but I haven't played the other games so I don't know much about him. He's adorable though, him and his babies.