I have a bunch of bells from selling turnips, so most of it's just sitting in my ABD. I don't really buy turnips anymore, because I'm pretty comfortable on bells and occasionally decide to TT. Since I've moved all my structures twice (once to the beach and then to where I want them), I've spent some of it on moving costs. The rest that I do use is splurged on everything new in Nook's Cranny and some stuff in Able Sisters'.