Bells

I have a bunch of bells from selling turnips, so most of it's just sitting in my ABD. I don't really buy turnips anymore, because I'm pretty comfortable on bells and occasionally decide to TT. Since I've moved all my structures twice (once to the beach and then to where I want them), I've spent some of it on moving costs. The rest that I do use is splurged on everything new in Nook's Cranny and some stuff in Able Sisters'.
 
I mainly use it for bridges/inclines, tools/customization kits from Nook's and occasionally clothes from Ables~
oh and also to purchase from my catalog for people
 
i use bells for shopping and island things but i also use them for bell trees. i think u could potentially get like 297k bells every 2 or 4 days if u use the trees correctly, but i remember the "science" behind bell trees was found out a long time ago so it could have changed.
 
Honestly i don’t know the feeling of having too much of either nmt or bells haha at the moment i have literally zero both and i still have to do so many expenses (inclines, loan, expensive items)! I have 200+ hours into the game but sometimes i feel i’m doing something wrong compared to most of the people haha
 
Basically my goal with bells nowadays is to just get as many bells as I can. With the completionist in me, I'm going for 999,999,999 bells in my ABD. Currently have 175 million + and adding more every week with turnips. This week I'll buy 13 million worth of turnips, then 14, 15 etc... Planning on maxing out by mid-September at the latest. It may seem crazy, and I'd probably agree. lol
 
I give all my bells away. I regularly buy and sell turnips. But I host mini games each week and give most of the bells I've earned that week away.

I also havent bothered paying off my last loan. Not sure why, but it's still there - so I'll spend bells on that eventually.

I have been spending bells on moving houses and such. I need more room for more mini games!
 
right now, i mainly only use my bells for able sisters and occasionally for stuff in nook’s - i know i’ll be spending a bit more in the future when i have to relocate some houses but right now, my money spending is on a hiatus aha
 
Basically my goal with bells nowadays is to just get as many bells as I can. With the completionist in me, I'm going for 999,999,999 bells in my ABD. Currently have 175 million + and adding more every week with turnips. This week I'll buy 13 million worth of turnips, then 14, 15 etc... Planning on maxing out by mid-September at the latest. It may seem crazy, and I'd probably agree. lol
I take it there's no personal ABD rewarded for reaching 100m bells like there was in NL?
 
I just finished paying off my final loan last week, which took most of my spare bells. Now, I'm establishing a savings and putting money aside for down the road if I decide to upgrade bridges or inclines or move buildings.

I still have items and clothing I'd like to purchase, and it would be nice to have bells in my pockets when I visit friends and be able to help with their construction.
 
I have a okay amount but I usually give it to my sister to help her. Generally for myself I don't touch it and just do chores money rock harvest gilden flowers for spending money. My ABT is project money. Spending money I make other ways lol
 
there was a pretty significant price gouge in bathroom products and kitchen appliances so i’ve been saving up for that. i just i’m content of being a bellionare.
 
I have 5 million in the bank right now, but haven't payed off my final home loan yet. I too feel like I'm mostly done with my island's infrastructure, but am glad I have enough bells to tweak a few things if I need. I also often give a lot of bells to my sister and her island, who isn't active in the online AC community and therefore doesn't buy turnips, so its harder for her to make bells. Plus she has a busier real life right now than I do currently and doesn't have time to grind, so I'm happy to help her out when she needs!
 
I have close to 60 mil bells in the bank, and these days I mainly use it for turnips, clothing from Able Sister's and purchasing things I have cataloged, whether it's for myself or for my friends. It's definitely nice having as many bells as I do saved up, since it definitely doesn't feel like a big deal whenever I do purchase any of the more expensive items from the catalog, lol
 
At the moment I'm trying to pay off my house, I've also had an incline for like 3 days that's not paid off, I'd like to move some villagers houses and add more bridges / inclines.
Usually otherwise I found myself spending a lot of bells buying furniture off people. I like not having very many though (don't really invest in turnips and if I do I don't buy a large amount). Because once you have a lot of bells it's just so easy to pay off your house and move things without any work.
 
Just going to pay off final loan 🥳 then start on upgrading bridges/inclines. At least I have plenty of time atm 😂
 
Buy stuff from Nooks / Ables to catalog and as tips when I visit other islands :) Will be using lots when I finally start terraforming lol
 
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