Wow I've never really done the stalk market but seeing all these people rolling in here with their hundreds of millions and thanking the turnips is making me have second thoughts...
I suck LOL I have around 10,000 lol Working on fully upgrading my house. I don't do turnips because I TT to move villagers in and out. Once my house is paid off will work on my bank account.
I've only been playing for two months and don't have very many bells (under a million!).
During the first week or so, my SO was up and spent hours upon hours beetle hunting. He managed to bank quite a bit, which I've been slowing draining to pay off home loans and projects. I've only done the beetle hunting a handful of times since then - I'm so lazy, haha!
The nighttime music on the island is lovely, though.