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What would you rather have?

200,000 Bells is 200,000 Bells. Once you spend it, it's gone. A golden/silver axe would let you chop down any tree in your way of making an orchard, which can bring you loads and loads of Bells, every three days!
 
tools would last where as money would not and is relatively easy to generate.

if it were 2M it might change things but i would still go with the tools... maybe 20M would convince me.
 
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