What do you do with your bells?

[WynterFrost]

Let's see if I can phrase this right. Do you have any ritual kind of thing you do with your bells?

For example when I finally get 200,000 bells in my pockets I put 30,000 towards my home loan. 20,000 into the bank and 5,000 towards whatever PWP I have

 

[HungryForCereal]

hmm..i spend a lot on expanding my homes (i have 3 in my town), spend it on gracie items and then lastly, PWPs.

 

[Nimega]

I usually go to the island at night and farm the bells I need by catching beetles. I usually try to make enough bells each day to pay that day's PWP, maybe pay my house loan, and also to have a little money left for the next day's shopping.

 

[cornimer]

Recently I've started putting all of the money in my pockets at the end of each day in the bank except for $10,000. Then when I have a lot in the bank I pay some of my mortgage off. If I'm working on a PWP then I'll put some in the bank and some towards the PWP at the end of each day.

 

[meelz_xo]

PWP, house expansions, filling up my catalogue, depositing.

 

[visibleghost]

I have a lot of bells so I don't really care. I buy a lot of Gracie stuff, expand my side character's houses, play around with pwps and then the rest is lying around in the bank

 

[Jordon]

Shopping! And paying off things

 

[derezzed]

I've already paid off my mansion loans and got all the PWPs I wanted paid off so my Bells honestly just sit in my ABD now. Whenever I reach $99K from selling daily stuff (fossils, ores, mushrooms, etc) I'll go to the ABD and deposit about $80K, but I never really withdraw anything anymore. I rarely go to the island now either.

But I am kind of interested in getting the Billionaire badge, so once I decide to work towards it I'll probably be aiming to deposit around $400K-500K in the ABD everyday. I suppose that would be my Bell ritual, haha.

 

[ieRWaZz]

I spend almost all my money on hybrid flowers and gardening supplies
I like decorating my town more than decorating my houses...

 

[Knopekin]

At the moment I'm saving them to try and get the gold saver medal. I could be developing the town's infrastructure and giving back to the community, but I'm hoarding millions away for my own selfish benefit. I AM THE 1%.

 

[Kess]

Last year, for the month of August, I put in 50k everyday. Now it's pretty random. I have two side characters and I'm working on their houses, as well as pwps. I try not to touch the money in the bank and only pay things from the bells I earn from that day or whatever.

 

[Anblick]

I usually have 1 particular thing I'm working towards at a time so I put most of my bells towards that, whatever it is! Today it was to finish my bus stop PWP (cheap, thankfully) and for the rest of the week I'm thinking continuing to expand my 2nd character's house.

 

[Artsybea]

I generally put all of it into whatever PWP I'm working on. If I have any left-over, it goes into my home loan until I have 30,000 Bells. I try not to go under incase of emergencies!

 

[axo]

If I can any amount over 100,000 I put 20k in the bank, 50k for my home loan, and the other 30k for whatever I want.

 

[Mick]

Hoard them all so I can pay whatever I want. Rebuild a character house? No problem. Move that bridge two spaces over? No problem. It's great!

 

[Mari_AC]

Mostly saving them so I can buy Gracie furniture or spend it on PWPs whenever I feel like it. Right now I'm just trying to save most of it so I can get the saver badge!! I've never bought hybrids or any special items though, I like the "challenge" of trying to get them by myself and enjoying the game.

 

[ItsMilkypink]

When I can be bothered to go to the island and catch beetles (I'm very lazy), my money will either go to my home loan, or the PwP I'm working on. The rest goes in the bank.

 

[Toadette]

I try to save them but I end up wasting them on PWP lol.

 

[Oakhaven]

I have a bunch of money hoarded away from selling villagers, so I have about 15mil. bells in the bank. I had more before, and I used that to fully expand my house all the way out. Now I just blow money on buying furniture to complete all of my rooms. A lot of my rooms have Gracie collections so that takes a lot of money to complete. I also use a lot of my bells to complete work projects for the town. I also totally hoard clothing, and have bought so much Grace clothing since getting the shop.

 

[mintellect]

Atm I have like 100 million bells and my home is paid off, so I just buy everything for my catalog, and pay off any PWP in one shot. I basically just throw it around and do whatever I want with it.