When I first started NL, most of my money was made from nighttime island bugging & turnips. Now it's mostly from selling villagers from my 2nd/cycle towns.
I used to beetle hunt on the island then realized I could trade forum bells for in game bells. It gave me more free time rather than grinding away bug hunting. I also sold villagers for a lot of bells as well (TY marshal)
I made most of my money from selling my TBT for in game bells. xD
But in game wise, collecting beetles and sharks from the island was my number one way.
got most my bells in the beginning from going to the island
then i bought igb with tbt
now i never go to the island, i sell gems at retail and random stuff i get and collect in my town like bamboo, lol. still make money, but not a whole lot.
Before I discovered TBT forums, I also did the island bug catching and shark fishing at night, but the more efficient way I did was to sell them to lazy campers; I believe it was called 'exploiting lazy campers trick' or something like that? x) It's like, if you have a lazy villager in your campsite, just keep talking to them until they ask you to play "Guess What I Ate?" If you do it correctly, you could sell your bugs and fish for over 6x the price! c: I once got like 2-3 million from Drake with an inventory full of bugs/sharks. It's a bit tedious, considering you have to talk to them over and over every time you need to sell something, but it's worth the effort!
I don't do that anymore though; I got a lot of IGB from this site, and I'm not really looking for more because someone gave away millions of IGB and I got to participate ;u; (But I did sell some villagers for millions!)
I do all kinds of stuff, I'm usually really broke lol xD But now I just sold two tier1 villagers and earned myself 30million so now im not gonna bother with bells for a while XD
Steps:
Sneak up to a tree bug, like a horned dynastid.
Be sure to hold A!
Spin around 360 degrees while holding A.
As soon as end the 360 turn and you are facing the bug again, let go of A.
Congratulations! If you did it righ, you have 360 Net-Scoped!
I like catching bugs and fish. My Wild World game had over 100 million bells. Almost all of them were from bugs and fish. It took a really long time. Lol.