yeppp, I think it's faster to just post on the forums rather than dropping 10 mil for only 100 bells.
Posting quality post in forums will earn you perhaps 10+ bells per post? It's probably not fast enough if you are looking to make a hearty sum fast. ^^
But then, if you managed to have what seemed like
unlimited source of IGB in your towns,
and these towns also happened to have a constant supply of pretty much all in-game items,
even specific villagers upon request, and all of these are for sale, then it's a totally different story.
Probaly a crucial game-changer because why bother posting when one can earn 100x effortlessly.
As for the inflated (and yes ridiculous) prices on bells conversion, and on-topic,
for certain forum collectibles,
sadly I do not think it's gonna change for the better anytime soon:
when you look at the current state of the Marketplace economy, see how the $ changed hands,
and why a lot of ppl seem to be mad dashing after forum bells for certain purposes,
plus there are always some buyers who are very determined and have the $ to afford collectibles at whatever high prices, the pooling of this rather immense wealth is not unlike...a pressure cooker lol.
P.S. transferring IGB is time consuming and rather tedious. Even when it was 3.5 mil per.
Been there, done that, do not want to do it again. XD