It depends. Lol I just realized most of my villagers have a bed in their home. Katt is my only villager who doesn't have a bed, but her home still looks like a room I'd find in a house so I'm fine with it. I've had Beau on my island, and his home is a campsite/picnic area. I guess his home isn't really the "home" that most people think of, but I like it since I could see a deer living in the wilderness. I also just like nature themes.
On the other hand, I find it difficult to invite villagers to my island if their home doesn't suit my taste. Some homes bother me when the furniture doesn't fit the villager's theme; there is lack of/too much color; or I just don't like the theme. For instance, I dislike the wooden-block furniture in Fauna's and Goldie's homes because I think the pieces resemble a toy theme. Imo more natural-looking pieces from the antique, ironwood, and ironwood series would've been better for their theme. On a side note, Fauna's home reminds me of a pepperoni pizza (I love the food but-). Also I guess I just really liked the pink and yellow accents in her NL home. As for Goldie's home, it's so plain and I wish there was a greater pop of color. Then there's Merry's home, which seems oversaturated with orange light. I wish we could adjust the light settings in villagers' homes. I'm fine with "boring" homes or homes that seem incomplete, but I do wonder what was going on in the developers' minds when they were designing Mitzi's home lol. Lastly
don't even get me started on Chief's home! 
His NL home wasn't the best imo, but his NH home bothers me. I'm not a fan of the urban alleyway theme. I just feel like a mountain theme would've fit him better.
cry Compared to NL, I rarely see people talk about him or have him in their islands in NH. Not sure if this has something to do with his home.