did you guys pay your last loan to tom nook?

[justina]

Nope, I don’t even have a basement yet! I’m thinking about moving all of my houses to on the beach also, so there goes all my bells...

 

[Blueskyy]

does the villiagers have new dialogs about u finish ur loan?

No

 

[icecreamcheese]

No

omg thats disappointing, come on nintendo, reward us for the hard work

 

[Matt0106]

I did it just to complete it. Seeing the “pay loan” really bugged me and I wanted to be debt free lol.

 

[Chris]

I paid it off as soon as I had the 2.4mil. Put me right back to square one - but I've managed to build it back up again.

 

[Arithmophobia17]

i haven't yet (i planned on saving up so i had a lot to fall back on, then i ended up spending too much, so now i'm saving up again. doesn't help that i haven't gone to nmt islands for extra bells and forgot to buy turnips this week), though i definitely want to when i can so that i can get the cheap customizations that i keep hearing about.

 

[Cosmic-chan]

What is the last upgrade?

 

[icecreamcheese]

What is the last upgrade?

u pay 2.2 mil to have free house redesign (which cost only 5k to to do before lol)

 

[kojuuro]

I finished it for completion, but also to change up the exterior

 

[stiney]

hi guys i have like 6.8 mil bells in my abd and i really want to finish my loan but it feels like a waste of money cuz of no real upgrade..
did u guys pay it even though it dosent give u anything beside free house redesign?

Yes, because I didn't want to pay for exterior renos.

Also it's awesome being debt free, even if it's in a game and not real life. :shakes fist at student loan debt:

 

[DJStarstryker]

I haven't yet, but I plan to eventually. I want to build up my bells so I need that money to do things like buy turnips each week and try to make my savings bigger.

 

[Cosmic-chan]

OH HECK NO FOR 2.2 MILLION?!

 

[Uffe]

I only have a back room and a left room. I've been too occupied working on my island that I haven't used any of the Bells for my debt.

 

[GEEBRASS]

Yeah, I did it once I had 6 mil in the bank. Figured as long as I have enough to keep a modest stake in the stalk market rolling for around 1 mil of profit a week, I'll never run out of bells.

 

[Vanillite]

I dont know that I've paid off my final loan in any of my animal crossing games! Like you, I didn't feel like there was really a point? You don't get anything for it. MAYBE in NH I'll finally do it (eventually), just for completion's sake.

 

[Saga]

I will eventually, but right now I'm focusing on replacing all my bridges with a different style and on upgrading my second character's house. Then after that, I want to move some of my villagers' houses around... Too much to do, not enough bells!

 

[Spolia]

I did, but only because I told myself I couldn't customize my house until it was fully paid off lol

 

[daisyy]

i want to (although i've been holding off) bc i need to complete everything and having a nagging home loan would bother me.

 

[brockbrock]

I haven't done it yet because I am spending wall too much money on moving things around and I want to make sure I have enough before it's all finished. UGH.

 

[Manah]

Maybe after I finish moving my buildings and building 4 more player houses. Or if Nintendo adds a better incentive than cheap renovations.