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Diving is probably one of the easiest to do without using bells or NMTs. If I really need it quick to pay off some loans, I'd just burn through my tickets and try to look for scorpion or fins island or just farm bugs at night.
 
i've been making money recently due to diving. even though that wasn't the primary reason for doing it. i get pearls or DIY and earn money.
 
get to bamboo island, strip all of the resources and catch lots of scorpions to sell to flick was what i did. would change this now to leaving the palm trees since the new beetle are around the same value
 
Besides turnips?

Turnips is so far and above the best way to make IGB. Like if you are just hoping to find a way to instantly get it then idk? Farm Gulliver items and sell because they are rarer?

for tbt? Idk but there’s been plenty of people who joined in the past few months who were able to get thousands of tbt off the start of the game.... just gotta work the grind
 
I sell all the foreign fruit from my orchard, mainly...
But I started getting TBT for IGB here, too lazy to do turnips lately
 
I like diving because I don't need to worry about tools breaking. Depending on my luck, one haul brings in anywhere between 30-65k or so.
Yup diving is great.

Other than that farming beetles on a mystery island is pretty good too. What I did is cut down all trees & get rid of everything except palm trees and then go back and forth waiting for them to spawn, similar to the island in New Leaf.
 
what I did before sellings turnips was farming and selling fruit (I had 10 trees of each non-native fruit on my island)
I also sold gold roses (have around 40 of them so that's an easy extra 40K)

edit: fossils too! selling those are als easy K's

though selling turnips really is the way to go! I play with friends regularly, and sometimes one of us tries to get a good turnip price, and then for the next few hours we just buy and sell turnips non stop lol, takes some time but it does give you litteraly millions of bells :)
 
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Probably diving and fossils. After a point you get so many duplicates that you could honestly just sell them and diving creatures seem to get a bit of bells. Plus it doesn't take that long to actually get an inventory full of them.
 
Check what the premuim item is on nook, or whatever they call it. Sometimes you can make lots of bells if it is easy to craft and sells for a nice price.
 
You get bells pretty dang fast diving for sea creatures. Pearls you get would probably sell for good money on the forums as well.
 
I made most of my bells by selling extra DIYs and items online! I went from barely any bells to millions within the first week. Now I make most of my bells through diving, the sea creatures can sell for a lot! Also pay attention when flick and cj stop by, save your fish and bugs for those days too!
 
divingggggggg. it's fun and i've had no trouble catching any of the quick guys. i feel like they made it easier in NH lol, but maybe i just sucked more in NL. i pop on a podcast or a tv show, tap a, and have 200k pretty quick.

i rly prefer this method because i can grind mindlessly. fishing and bug catching takes a lot more mental energy and even if that might technically be more lucrative at times, i like that this is easy. i've only stopped because my thumbs are getting mad at me lol. stretch your wrists kids.

and turnip exchange? makes me............sweaty........... i've made 30mil+ there but i'm over it and gave away my bells to play slower.
 
If you're not trading or doing turnips, beetles and sharks seems to be the quickest way during evening/night hours. If it's the middle of the day, diving seems like the quickest option, though it's not exactly that quick. And as others have said, gold roses and wreaths too.
 
The best way I notice I make money is through diving. Just seems to be the quickest and most money for your catch way out there. Of course, I make my money through turnips. But I do know I have a lot more patience with it spending 20M a week :ROFLMAO:
 
going on a trip to a mystery island past 11pm,,, removing everything but the coconut trees and beetles will span non stop!! luckily flick was on my island today and i came back and had a 320k insect haul with atlas moth being the cheapest (3k) (it takes about 2-3hrs per island tho) i always do this at night and i get about 100k++ haul per mystery island (any common map will do as long as there are atleast 3 coconut trees)
 

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If you want a ton of money in a short time then turnips are definitely the way to go.

But besides that, I've been doing a lot of deep sea diving and selling everything I find. That nets me about 35000-45000 bells per trip.
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going on a trip to a mystery island past 11pm,,, removing everything but the coconut trees and beetles will span non stop!! luckily flick was on my island today and i came back and had a 320k insect haul with atlas moth being the cheapest (3k) (it takes about 2-3hrs per island tho) i always do this at night and i get about 100k++ haul per mystery island (any common map will do as long as there are atleast 3 coconut trees)
I was thinking about doing this cause the beetle spawn rates in my town are god awful lol
 
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