I currently have 965,000,000 I am sure i could spare some. I prefer bells drop as the way I do with us working together goes by much faster. I have tried the retail way and it hinders me as I like to fill my pockets completely up to 1,623,999 you can't do that retail plus you have to buy the flowers or shells or whatever you put up. and go back and fourth too the abd a lot more. the way I do is like a race and is kind of fun, I lay down the bell and its like tag your it you quickly pick up the bells and race to the abd as do to grab the next batch of money. At least this what I have found to be the easiest, funniest and most effective, and BOTH of us are keeping count. Sure the other works for some, but its just not for me working together REALLY speeds things up and makes it fun not like a chore.
So if your interested give me a VM I have TONS of bells as I have stated. Good luck~