Money Making Question

How long would it take to save the following without the Island?

500,000 Bells
1,000,000 Bells

Actually, not really that long. If you visit other people who have high turnip prices, you can very quickly multiply your bells. There's people who actually have separate characters that they make for the purpose of storing massive amounts of turnips that they buy so they can multiply their bells.
 
The Stalk Market will get you lots of Bells in one week, so it varies from 2-7 days, depending on prices.
 
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