hey!! if you're really desperate i recommend you take a look at nookazon, if you catch sellers at a good time their islands wont be packed and most of them have a decently cheap entry fee!
That was yesterday morning so I doubt the boys at nooks extended that price to today.
If anyone needs bells give me a shout, you can stop by my island and grab 20 million or so. If there lots of interest I'll hold another bell drop giveaway