OK I'll forgive you and add you as a friend again. But I won't be online again for a bit. I am 32 years old and I have to work LOL.
Don't worry about giving me anything just let me help you by giving you tips on how to make money. I followed a guide I found online.
Once you have paid off your first home loan to Tom Nook, and ordered your first home upgrade then Tortimer will appear at the docks, after you talk to him, from the day after, Kapp'n will appear in his boat at the docks to take you to the island. Island = Rich! You can borrow all the tools at the island you need (fishing rod, net, axe, shovel, wetsuit) what I did was I followed the guide I found which said to chop all trees down in the center of the island, and every other palm tree at either side, and those at the bottom. This left me with just 5 trees on the island, 3 at the left hand side, and 2 at the right. This reduces the number of low value bugs that spawn there. If you go to the island after I think 4pm, maybe a little later, then the big beetles should appear on the palm trees, if you sneak up on them with your net you can catch them easily. You can bring 40 items back from the island. The big beetles sell for 6k-12k each. If no big beetles are appearing you need to run around a bit and scare off the few remaining smaller bugs to allow the beetles to appear. At first I had difficulty guessing the right distance to go to the trees but realised that the ground has lines on it, where the edges of the graphics don't quite merge properly into each other, the correct distance is basically 2 lines away from the tree while facing straight towards it. You can quite easily make 300-400k per trip if all you catch is those big beetles. How quickly that happens depends on how good you are at catching them, and how lucky you are/ how often they appear.
Flowers... you can steal those from the tours. Inside the hut on the island you can talk to Leilani and she will send you on a tour. You can take anything from a tour so long as it isn't the type of item you're looking for on the tour. I shamelessly take flowers and fruit from tours
Have fun and sorry I got paranoid
