Came in here to say Chrono Cross because it's beautiful as all hell, but then I realized they don't... have electricity, iirc. So my answer needs revising.
It's actually really tough to say, now that I think about it... because the technologically advanced worlds that come to mind are all either in ruins or just generally very dangerous, which isn't my thing. I keep thinking "[insert game here] - oh wait no, would NOT want to be attacked on the way to pick up groceries, nevermind" (lol)
The Persona series might be a good compromise(?) because the fancy adventure stuff is kind of opt-in. Still living in a normal world, generally speaking, but possibly getting to choose whether to go above and beyond. If only there were more playable characters that weren't in friggin high school I could better relate, haha