I haven't spent anything and honestly don't intend to. It seems a bit pointless given the patient Animal Crossing games have instilled over the years. It doesn't hurt that everything is pretty easy to do without a purchase.
Even the Christmas event, which I thought was going to take the full...
I've just had 2 towns. The first I had for around a year, and then I sold the game so lost it. Bought the game again relatively recently and have now got a town that rivals that one, purely because of my house location, sort of inside a river meander. It was good to have started again...