Oh yes, especially when I was a kid I wished I had a normal name. "Justina" isn't very common, and half them time people call me Justine anyway its sort of annoying.
Always card for me! I love collecting points on my credit card, and it's easier to see what I'm spending online. Lately I've taken it a step further and have been even using Apple Pay on my phone, which I think I prefer over actual cards even. When I worked retail I noticed more and more...