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PurplPanda

PurplPanda

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Last edited:
Rules

The Bell Tree Bank Rules are as follows:

1. You may have a negative wifi rating, but for each negative wifi rating you have, you must have 15 positive wifi ratings.

2. Both loans and deposits will have a 5% interest rate for a month. The interest rate for loans will increase .5% for every two months you don't pay it off. Interest is received one month after the transaction.

3. You can pay off loans with items from my wishlist, villagers, and of course bells.

4. Anytime I say bells, I mean both AC:NL bells and TBT bells, unless otherwise stated.

5. When you fill out the html code, put your favorite animal in the favorite color slot so I know you've read the rules.

6. You have to apply for a loan or deposit, with the following information:
HTML: 
[COLOR="#800080"][B]Mayor Name:
Town Name: 
Friend Code:
Loan or Deposit:
Favorite Color: 
If Applicable, how many negative wifi ratings:
How many positive wifi ratings:[/COLOR][/B]

7. Go back and read all the rules if you haven't done so.
 
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Current Transactions

Mayor Name: Steve
Town Name: Startown
Friend Code: You have me added already
Loan or Deposit: Deposit (990k ACNL)
Favorite Color: Narwhal
If Applicable, how many negative wifi ratings: 0
How many positive wifi ratings: A lot

Mayor Name: flora
Town Name: azalia
Friend Code: 4441-9165-1360
Loan or Deposit: 1 tbt bell loan please
Favorite Color: pink flamingos
If Applicable, how many negative wifi ratings: none :)
How many positive wifi ratings: i dont know 69

Mayor Name: Steve
Town Name: Startown
Friend Code: YOU KNOW THIS
Loan or Deposit: Loan (200 TBT)
Favorite Color: Myself, as I am technically an animal
If Applicable, how many negative wifi ratings: The number before 1.
How many positive wifi ratings: ~170
 
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Other

My Wishlist can be found >>>here<<<

The current villagers you can pay off your loans with are as follows:
Alfonso
Tom
Tia
Lolly
Muffy
Rudy

The rate we use at The Bell Tree Bank is 1 million for 100 TBT bells. This means a loan of 20 million can be paid off for 2k TBT bells.

Also, I need a banner for The Bell Tree Bank. If anyone is willing to make one, I will pay 1 million.

Current amount of bells: ROUGHLY 21,490,000

TBT bells: 31
 
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Hello! I have read all of your rules, but am still a little confused (My favorite color is Kiki ;) ) My questions are:

Can both TBT bells and in-game bells be taken out as a loan? Or can you only borrow in game bells? (I know what you said in the rules, but I don't know if you mean when your talking about payment or both that and loans)

If the above is a yes, can you borrow both some TBT and in-game bells at the same time?

How do deposits work? (I don't know a lot about banking...)

Thank you! :)
 
Mayor Name: flora
Town Name: azalia
Friend Code: 4441-9165-1360
Loan or Deposit: 1 tbt bell loan please
Favorite Color: pink flamingos
If Applicable, how many negative wifi ratings: none :)
How many positive wifi ratings: i dont know 69
 
Last edited:
WishCraft said:
Hello! I have read all of your rules, but am still a little confused (My favorite color is Kiki ;) ) My questions are:

Can both TBT bells and in-game bells be taken out as a loan? Or can you only borrow in game bells? (I know what you said in the rules, but I don't know if you mean when your talking about payment or both that and loans)

If the above is a yes, can you borrow both some TBT and in-game bells at the same time?

How do deposits work? (I don't know a lot about banking...)

Thank you! :)
Click to expand...
For now, you cannot take out TBT bell loans. I do not have enough TBT bells. I apologize. :c
Also, deposits work like this:
You give me money
I hold the money
You earn interest on the money
I give you back more money than you had

- - - Post Merge - - -

Swiftstream said:
Mayor Name: flora
Town Name: azalia
Friend Code: 4441-9165-1360
Loan or Deposit: 1 tbt bell loan please
Favorite Color: pink
If Applicable, how many negative wifi ratings: none :)
How many positive wifi ratings: i dont know 69
Click to expand...
Read the rules.
 
This is interesting! Out of curiosity, do you know how much interest the ABD in game gives you?

My favorite color is visible in my avatar :)
 
Last edited:
tessabel said:
This is interesting! Out of curiosity, do you know how much interest the ABD in game gives you?

My favorite color is visible in my avatar :)
Click to expand...
I honestly don't know. Are you trying to get a loan or deposit? If so, please copy and paste the BB code from the rules post. c:
 
... I looked it up! It's 0.5% so your bank gives 10x the interest :)

- - - Post Merge - - -

Sorry-- wasn't trying to get a loan or a deposit at the moment-- just interested in the concept :)
 
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