In the Welcome Amiibo update they added the Secret Storage Closet which you can access from your touch pad when inside your home. there's 4 sections, 9 bins included. its pretty worth it
(unless im thinking wrong and you already have it, i forget all of the loans tbh)
You don't need to pay off your home loan to unlock the secret storage. The mayor of Diamond only has three rooms and already has the secret storage.
the secret storage is unlocked if you have a second floor!
i've been playing for years and i never knew they actually send you letters about your debt what the..
I didn't know there was debt payment letters either. haha Maybe it was a joke. I guess I'll see.
Altho u have all almost convinced me. lmao I probably will eventually.