You can even get yourself some FREE collectibles/tbt or ACNL items...just because you're new!
BTW, if you lack bells on ACNL, the conversion rate is 100 tbt=20 million ACNL bells, and the collectibles myself and a user name vel give you, will be worth up to 500 tbt! You can keep them or sell them, depending on what you want :blush: